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Question

Can I put two activities on one licence?

VelarozoneAdvisory desk
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The short answer

Usually yes, if the authority's register puts both activities in the same licence family. Most UAE authorities allow more than one activity on a single trade licence, and each activity comes from that authority's own published list. A licence family is a group of activities such as commercial or trading, professional or services, and industrial. Some registers add separate families for media, education, e-commerce, freelance work and general trading. Activities from different families need either a licence the authority lets span them or a second licence. Price is a separate matter: some authorities charge by activity count and some do not, and neither tells you whether the combination is allowed.

What a licence family is

Every register we have parsed groups its activities into families, and the family is the first test of whether two activities can sit together. The names differ by authority and are not translations of one another. Ajman Free Zone's register groups into Commercial, Services, Industrial, E-Commerce, General Trading and Freelancer. RAKEZ groups into Commercial, Industrial, Professional, Services, Media, Educational, E-Commerce, General Trading and Freelance Permit. DMCC groups into Trading, Service and Industrial. IFZA groups into Trade and Service.

Some registers do not publish a family column at all. Meydan, Shams and SPC Free Zone publish their activities against a category or a price grouping instead, which means the combinability question has to be asked of the authority rather than read off the list.

That is a description of what the registers contain, not a ranking. A register with more families is not a better register; it is a register that has drawn its lines in more places.

The questions a combination has to pass

  • Do the activities sit in the same licence family in that authority's register?
  • If they do not, does the authority permit a licence to span families, and on what condition?
  • Does either activity need an external approval that the other does not, and must that approval be in hand before the licence issues?
  • Does either activity change the workspace, premises or capital requirement for the whole licence rather than just for itself?
  • Does the combination still describe one coherent business to a bank reading the licence cold?

Why the honest answer is authority-specific and dated

Combinability is a structural property of a licence type at a particular authority, and we record it that way: permitted, not permitted, or not established. Where an authority has never published whether it mixes categories on one licence, the honest record is 'not established'. That is absence of evidence, and it is not the same as a yes.

Seasonal offers about how many activities are 'included' are promotions rather than structure. They change, they are not a statement about what may lawfully be combined, and we do not record them as catalogue facts.

Where this stops

Which activities you actually need is the part that takes judgement, and it is upstream of everything above. The mapping runs from what you do in plain words, to the register entries that describe it, to the family those entries sit in, to the licence. Get that mapping wrong and a permitted combination is still the wrong licence. Send us the business in your own words and we will tell you which entries it maps to and whether they sit on one licence.

Sources

Where this comes from

  • Velarozone licence catalogue: parsed activity registers for Ajman Free Zone, DMCC, Dubai mainland, IFZA, Meydan, RAKEZ, Shams and SPC Free Zone
  • Each licensing authority's own published activity list

General information drawn from the CBUAE Rulebook, including the Retail Payment Services and Card Schemes Regulation (C 15/2021), and Cabinet Resolution No. (134) of 2025 as published, not legal or tax advice. Rules and guidance change, so confirm the current text and each institution's own requirements before you submit.

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