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Guide

How to Establish a Private Security, Guarding or Cash-in-Transit Company

The short answer

In Dubai, the Security Industry Regulatory Agency (SIRA), created by decree of the ruler in 2016, licenses each private security activity separately, on top of the trade licence or a free zone no-objection letter. Guarding, event security, systems and cash-in-transit each have their own entry on SIRA's list. Money and valuables transport also needs a Security Manager and at least 3 cash-in-transit guards.

The perimeter: what SIRA covers and where to ask

SIRA's website describes its aim as applying recognised standards to security systems, offerings and personnel in Dubai. It lists the commercial activities subject to its law and keeps a directory of companies providing security systems and solutions. It also has a section addressed to security guards. Its legal library holds agency, local and federal legislation and regulations.

Start with SIRA's list of security activities and read it against your business plan line by line. Each entry has its own activity number and requirements. A service that is on the list needs approval. A service that is not needs a written answer from SIRA that it falls outside, not an assumption.

The same applies to labels. Supplying watchmen under a "facilities" or "manpower" description does not move guarding outside the regime, because the function performed is what counts. Consulting on security design is a different thing from deploying people, and that is a factual line to establish with the agency before you recruit.

If you plan to work outside Dubai, ask the authority of that emirate what it requires. Do not carry SIRA's rules across.

Activity by activity

Treat each of the four models as its own approval question.

Manned guarding. The product is people. Your plan has to show where they come from, how they are trained and supervised, and what they wear and carry.

Event and venue security. The same people-based product, but with peaks. A single festival contract can need many more staff than your permanent roster. Decide whether surge staffing comes from your own employees or a subcontractor, and check what SIRA allows before you promise it in a tender.

Systems and monitoring. Installation and control rooms involve equipment and customer data. Camera footage and access logs are personal data, so Federal Decree-Law No. 45 of 2021 applies; it covers processing inside and outside the UAE and requires consent unless an exception applies. Decide where recordings are stored and who can view them.

Cash-in-transit. Valuables in motion bring vehicles, crews, insurance and custody controls. It is the line most worth ring-fencing in its own company, so that its liabilities, insurance and fleet do not sit alongside a guarding business. A ring-fenced operation is easier to insure, approve and bank, much as a gold or precious-metals trading company separates its stock-holding risk.

People, roles and the roster

The people are approved as well as the company. The licensed employer applies on SIRA's e-services portal for each person's Security Cadre Card, valid for two years. A Security Guard needs the approved course, a Dubai Police good conduct certificate and a physical fitness certificate valid for 3 months, within an age range of 21 to 60. Confirm course dates before you recruit.

Then do the arithmetic that most new operators skip. Count the posts in your first contract, include shifts, days off and leave, and work out how many cleared people that needs. Compare the figure with the number you can realistically have approved by the contract start date. If the gap is large, the contract date is wrong, not the arithmetic.

Confirm the work permit and labour contract steps for a staffed business with the Ministry of Human Resources and Emiratisation (MOHRE). Visas, accommodation and wages begin before the first invoice. That cost is the budget, and it is the reason the trade licence is the smaller number.

Put the signing entity and the employing entity together. The company that signs the security contract should employ the guards, hold the approvals and carry the insurance the contract assumes. A holding company or overseas parent can sit above it with a real role, but clients and authorities look through a structure where the contracting company is a shell.

Contracts, banking and insurance

Banks read a payroll-heavy business with liability exposure. They ask about the contract pipeline, wage administration, insurance and, for cash-in-transit, the controls around other people's money. Our work on corporate bank account readiness builds this file.

Bring a pack that reconciles. The roster should match the posts promised. Wages should fit the contract price. The insurance should match the risk written into the client agreement. Where valuables move, the bank will want controls it can audit.

Tenders are where weak structures fail. Government and critical-infrastructure clients ask for proof of approvals, staff credentials and insurance at submission, so build the compliance pack before you bid. A business plan and supporting documentation set prepared for that purpose doubles as the bank file.

Cost depends on the route and the activity. Velarozone's own fee is itemised in the engagement letter, and how Velarozone works explains what it covers. Any SIRA fee or insurance premium should be taken from the agency or insurer directly.

What commonly goes wrong

  • Recruiting before eligibility. Guards are hired and housed, then the company's own approval is delayed. Payroll runs with nobody deployable.
  • Combining activities without mapping each approval. A guarding company adds monitoring and assumes the licence stretches to cover it.
  • Unapproved uniforms or equipment. Kit is bought before the agency confirms what is acceptable.
  • Cash-in-transit treated as courier work. Vehicles and crews are specified like a delivery fleet and fail the cash controls.
  • Promising a start date from the sales calendar. The first post cannot be filled by the date the client wants.
Modern Dubai office meeting room overlooking the city skyline

General guidance here; the detail that matters depends on your activity and markets.

Questions

Frequently asked

Does consultancy or technology supply need security approval?
Security consulting is itself a SIRA activity, with an assigned Security Consultant aged at least 30. Technology supply may fall outside if no one is deployed and no security service is performed. The line is the function, not the label, so get any exclusion confirmed in writing.
Can one company do guarding and cash-in-transit?
Ask SIRA, and expect to separate them anyway. Money & Valuables Transport Services carries its own conditions, including a Security Manager and at least 3 cash-in-transit guards, and brings vehicles, insurance and custody controls that raise the risk profile of the whole company. Many operators ring-fence it.
Does this apply outside Dubai?
SIRA's remit, as its site describes it, is Dubai. For another emirate, identify the licensing authority there before choosing premises or recruiting.
Can we subcontract guards to meet a big contract?
Treat it as a question for SIRA, not a commercial convenience. Its cadre rules say the application comes from the licensed security company and the guard's residency must be with that same company, so a subcontractor's guards cannot simply be carded under yours. Establish this before you tender.

Get your UAE setup plan

Tell us which security service you will sell and the first contract's posts. Velarozone checks the activity list, works out the roster arithmetic and prices the route before anything is filed.

Apply this to your own situation

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This guide provides general information, not legal, regulatory, tax, investment or financial advice. It does not guarantee a licence, authorisation, visa, bank account, funding or tax outcome.

General information drawn from the CBUAE Rulebook, including the Retail Payment Services and Card Schemes Regulation (C 15/2021), and Cabinet Resolution No. (134) of 2025 as published, not legal or tax advice. Rules and guidance change, so confirm the current text and each institution's own requirements before you submit.